Case Studies

Client had approval for 53 Town Houses construction funding from Private lender which was not cost effective.

We got approval done through a major bank thus helping client improve ROI on their project.

Client looking to get 70% funding towards 3 town house development which had been declined by their regular lender.

Able to get 75% with similar interest rate resulting in better Return on Investment for client.

Two Partnership Company and Trust going in to joint Venture and looking for Construction funding on fixed Price building contract. Client had approached few lender but were required to provide at least 4 presales.

We managed to get loan approved with 2 presales which enabled the client to commence the project which was on hold for 4 months.

Client changed the job and purchased property in auction after 6 weeks without realising that probation period was 6 months.

Impact Lending understood the client situation and represented to one of the Big 4 banks in such a way that client loan was approved unconditionally.

IT professional couple looking to buy commercial premises. They were reluctant to sign unconditional contract in spite of they having interested tenant through a Real Estate Agent.

We got loan got approved in 2 days which gave the client required comfort and they were able to sign the contract.

Clients are on PAYG income, intended to buy 50% share in Food Franchise Business. They did not have enough equity to complete the transaction.

We put forward the transaction in such a way that the client got a mix of lending outcome through a major bank which enabled them to buy 50% of the business.

Medical practitioner had a business loan under personal name and which was used for renovation of investment properties. This incorrect structure put by the previous medico specialised mortgage broker resulted in them being not able to claim interest against investment property and was also creating problem in their refinance.

While a complex case to put forward to the bank, refinance was arranged and their portfolio was restructured, resulting in lower costs as well as tax effective outcome.

Both husband and wife both are medical practitioner and went into development of 8 units with fixed price building contract. Applicants used all their unencumbered securities as security to cash out and use the funds towards construction. Bank never approved the construction Funding.

We restructured the loan, refinanced to major bank and got 5 residential securities unencumbered from the bank.

Client was selling shares of property holding company with one director remaining and an existing director being replaced with a new director. At the same time, client was on also completing lending term with the existing financer.

Achieved loan approval from a private lender within 5 working days which resulting in client being able to refinance and sell shares to 3rd party.

Applicants needed shortfall of $200k to pay interest to private lender which they were expecting from major bank as part of their refinance and cash out.

We managed to get private funding of $200k with interest capitalised for 3 months which enabled them to avoid default.

One of the shareholders needed $350k to buy out another shareholder in property development as this party decided to focus on other interests.

We managed to get $300k private funding in 3 working days against residential security at 80% LVR including fees and charges. This helped the client to achieve a good ROI.

Applicants have purchased commercial property office space towards investment purpose. This consisted of 3 Volume and 3 Folio number.

Though an impossible transaction, yet we managed to get business loan 65% LVR P&I for 12 yrs by justifying the essence of the purchase.

A Non Profit organisation intended to buy a residential property to provide educational services.

Though it was a very difficult transaction, we got approval through a major bank which helped the organisation start its operation in full earnest.